Sophisticated home in Ridge Point communit...

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INCOME REQUIREMENT CALCULATOR:

Wonderful home in exceptional condition. The gated entry opens to a spacious common area with modern fixtures and a slider to the backyard. The kitchen features all-black... appliances (refrigerator included!), oak cabinets, and granite countertops. The primary suite has an extra large closet, private bath, and slider to the backyard. Indoor laundry with washer and dryer included. Clean and practical 2-car garage. Ceiling fans and central heat and air increase energy efficiency. Hard flooring, wood slat blinds, and modern fixtures throughout. Low-maintenance backyard with concrete patio and flagstone accents. Walking distance to Chardonnay Park and close to great schools, shopping, and access to Highway 80. Shed in backyard is retained by the owner for property maintenance items only.

Utilities included: None. Tenant pays $161.90 for water, sewer and garbage. Tenant pays: electricity and gas and a $10 administrative fee that includes, but is not limited to; utility tracking and billing, insurance compliance, 24/7 maintenance call service, tenant portal and online payment option. Restrictions: Non-smoking and No Pet home.

Applications are reviewed on a first-come, first-served basis for all completed applications. All applications are processed in compliance with Fair Housing Law.

Screening Guidelines:
1. All persons 18+ years old must complete an application.
2. ALL applicants who apply together must meet our Screening Guidelines for the entire application group to be accepted.
3. Any bankruptcy must be discharged.
4. Positive credit history with a minimum credit score criteria.
5. No pets unless otherwise stated on the property page of our website.
6. Co-signers: We are not accepting cosigners at this time.
7. Applicants with landlord judgments or evictions will be declined (except for COVID-protected periods).
8. Complete applications are considered on a first-come, first-served basis.
9. Applications are not considered “complete” until all the following are submitted:
a. Completed Application for all occupants over the age of 18
b. Application fees received for all applicants
c. Verification of ID, which can include enlarged scans of any 2 of the following:
i. Current and valid driver's license or Photo ID card
ii. Current passport
d. Copy of social security card (preferred), W-2 or tax return with full ss# listed
e. Verification of sufficient income, which can include:
i. Four most recent pay stubs
ii. 2 years personal tax returns (top 2 pages only)
iii. W-2
iv. Connect your bank account for verification

Note: All verifications of rental reference are considered based upon the first response by the owner or management. Any subsequent changes to the first response will not be given equal weight in final determination.


This property requires a Tier-3 application to qualify - which means:

1. Three years of good rental references or homeownership, with no late payments. No evictions – no exceptions.
2. A minimum credit score of 700 on the Experian Credit Report we pull with at least 3 years of positive credit history: No past due accounts, collections, or judgments. Note: Credit reporting agencies weigh their scoring factors differently, and scores vary between companies and whether the credit is a soft or hard pull.
3. Verifiable, combined, gross monthly income of at least 2.75X the monthly rent amount after deducting for estimated monthly payments based on the Experian credit report (Examples - payments for Credit cards, student loans, autos loans and mortgages).

a. Income Requirement Calculator: Tiner utilizes an Income Required Calculator that determines the minimum income needed for any given property and applicant.
b. Verifiable cash reserves amounting to at least 12x the rent will reduce the income requirement proportionately.
c. Mortgages: Monthly mortgage payments may be partly or wholly removed from the income requirement when an applicant sufficiently demonstrates that the property is selling/sold or that rental income offsets the mortgage payment.

Applications are reviewed on a first-come, first-served basis for all completed applications. All applications are processed in compliance with Fair Housing Law.

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